RATE Match

Found a lower rate? We’ll match it when terms are comparable.

LOCAL Service

You are not a loan number. You’re a member. You’ll actually talk to real people who live here. 

We offer a variety of mortgage loan options for qualified borrowers.

This offer is valid from February 1 – July 31, 2026 (Loan must close and fund by 7/31/26).

Ready to get started?

Or stop by any branch location

*$1,000 Closing Cost Credit: Available on new mortgage purchases or refinances from another lender. Loan must close and fund by July 31, 2026 to qualify in order to receive closing cost credits. All loans subject to credit approval. Member eligibility required.

**Rate Match Terms: Rate match applies only to bona fide written loan estimates from a licensed mortgage lender for the same loan product, loan amount, loan purpose, property type, occupancy, credit profile, lock period, and points/fees. Competitor offer must be current at time of review. Not all applicants will qualify. Rate match subject to underwriting approval and investor guidelines. Restrictions apply.

General Terms: Rates, terms, and availability subject to change without notice. This is not a commitment to lend. All loans subject to credit approval and property appraisal. We do not discriminate on the basis of race, color, religion, national origin, sex, marital status, age, receipt of public assistance, or exercise of any consumer protection right.

All applications are subject to approval. Terms and conditions apply, rates based on creditworthiness. NMLS#105693. FocusOne Mortgage, LLC is a subsidiary of FocusOne Now®, LLC. FocusOne Mortgage, LLC is authorized to originate loans in the states of TX, OK, NM, and LA.